Creditcard Information

American Express

If you are looking for a credit card with great rewards, you should consider American Express. It has a variety of benefits and rewards to offer its cardholders, depending on exactly which kind of American Express card you have.

The American Express Delta Sky Miles Card is great for people who like to travel, or who are interested in collecting airline miles. You pay no annual fee for the first year, and then you it will be $95. The APR might be 11.25%. Over time, you will gain flexibility about when to pay your bill. The airline miles go with the Delta Sky Miles program. With this card, you can earn 20,000 bonus miles with your first purchase, and more for each eligible purchase after that. More miles are available if you add a few card members to your account.

 

Discover Card

Discover Card has plenty of different rewards it offers to its credit card holders. Discover might be best known for its "Cashback Bonus". But, that is just the beginning!

The Discover More Credit Card gives you a choice of over 100 different designs that you can have on the front of your credit card. It comes with some "Built In Benefits" that include access to an actual, live, customer service person by telephone. The website says "live phone support within 60 seconds guaranteed". You also can access your account online, and even get emails reminding you to pay your Discover Card bill. They have Fraud Specialists who can help you any time of day or night. You also get a "$0 Fraud Liability Guarantee".

 

MasterCard

MasterCard is one of the credit card companies that many people recognize the name of. Like Visa, it is accepted almost everywhere. MasterCard has several different credit cards to offer, each with their own rewards.

The Standard MasterCard is for people who are newly establishing credit, or trying to improve their credit score. There are a few benefits that go along with this card. You can use this card worldwide, at numerous locations. You get MasterCard Global Service, which allows you to call them any day of the year to get help with lost or stolen cards, emergency replacement cards, emergency cash advances, account information, and help finding an ATM.

 

Visa Card

Visa is a credit card company that has been around for a long time. They offer their customers a variety of rewards with their credit cards. There are different rewards that go along with the different kinds of credit cards they offer.

Visa offers several benefits with its Traditional Credit Cards. You get a personal auto rental collision damage waiver. This gives you theft and collision protection on cars you rent. Cardholder inquiry service gives you access to a toll free number you can call anytime, day or night, any day of the week for customer service or questions about your account. They offer emergency card replacement if you need it, and also an emergency cash disbursement. If you lose your card, or if it is stolen, Visa has a phone number you call. You also get something called "Zero Liability", which allows you to report any suspicious charges on your Visa credit cards without worry.