Discover Card has plenty of different rewards it offers to its credit card holders. Discover might be best known for its "Cashback Bonus". But, that is just the beginning!

The Discover More Credit Card gives you a choice of over 100 different designs that you can have on the front of your credit card. It comes with some "Built In Benefits" that include access to an actual, live, customer service person by telephone. The website says "live phone support within 60 seconds guaranteed". You also can access your account online, and even get emails reminding you to pay your Discover Card bill. They have Fraud Specialists who can help you any time of day or night. You also get a "$0 Fraud Liability Guarantee".

Cardholders of the Discover More Credit Card get 5% back on specific types of purchases. January through March of 2010 is for travel related purchases. April through June is for home and fashion items. July through September is for purchases of gas, hotels, and movies. October through December is for restaurant and fashion purchases. Balance transfers are at 0% for twelve months for cardholders with excellent credit. You start with a 0% APR, but this will change after six months. There is no annual fee for this card.

The Discover Motiva Card offers the same "Built In Benefits" that you can get with the Discover More Credit Card. From there, things change. The Discover Motiva Card gives customers two months interest back each year if your have paid all your bills on time. It offers a 3.99% APR on balance transfers for twelve months. You start with a 3.99% APR on purchases for six months, instead of the 0% that the Discover More Card starts with. This card comes with no annual fee. If you pay your bills on time for six months, you get your next months interest back.

You can also get a Miles By Discover Card. In addition to the "Built In Benefits", you get 1,000 bonus miles each month you make a purchase with this card for your first year. You get 0% on balance transfers and purchases for six months. There are also ways you can double your miles.

Back